Dealing with an insurance company can be stressful especially if you have just been injured in an Arizona car accident. If you have been injured in a traffic collision in Arizona, you will have to submit a demand letter to the insurance company of the responsible party. After submitting your request you will have to negotiate with the insurance company to receive the compensation you rightfully deserve.
The initial phone call with the insurance company will involve both sides stating their demands. Injured victims must remember that insurance companies are highly profitable corporations and they do not rake in these profits by making generous payments to everyone who files a claim. In fact, insurance companies are notorious for going out of their way to reduce the value of a claim. Therefore, it is common for an insurance company to offer an amount much lower than the amount requested in a demand letter.
It would be in your best interest to seek the counsel of an experienced Phoenix personal injury lawyer, who will remain on your side, fight the insurance companies and ensure that you receive a fair settlement. It would be counterproductive for injured victims to rush into a settlement or hastily sign an agreement. Once you do so, you sign your rights away; the case is closed and you can no longer pursue any further damages. Remember, not all injuries sustained in a car accident surface right away. Injuries such as whiplash could become evidence days or even weeks after the incident. If you accept a settlement, you cannot claim damages for any required treatment or therapy expenses you may undergo later.
The reputed Arizona auto insurance dispute attorneys at The Breyer Law Offices P.C. work directly with insurance companies on behalf of our clients. We work diligently to present your case to the insurance company in order to help you receive just compensation. If the insurance company denies your claim or minimizes the value of your claim, we know how to fight them and stand up for your rights. Call us at 602-978-6400 to discuss your potential claim at absolutely no cost.
Many injured victims assume that the decision made by an insurance company is the end of a dispute. It is important to remember during an Arizona personal injury claim process that an insurance company’s first offer or denial is not necessarily their final decision. That is exactly why injured victims would be well-advised not to rush into settlements without exploring all their options.
It would be in the best interests of injured victims in Arizona to request a written explanation as to why their claim was denied and to do some research into whether or not that denial is justified. The refusal may be based on misinformation that can be easily rectified. Other claims are denied because of errors made during the filing process. This type of refusal can be overturned as well.
It may be necessary to build your case before appealing their decision. You can speak to medical professionals regarding the severity of the injuries you have suffered. You can gather information from witnesses to the accident. You can request guidance from your own insurance agent. If you believe that you have rebuilt your claim and there is enough new information to resubmit to the insurance company, you can send a follow-up letter containing the new information.
If you worry that your claim will not be accepted or that you will be offered a settlement well below what you think is fair for the injuries you have suffered, please call an experienced personal injury attorney. The reputed Chandler insurance coverage dispute lawyers of The Breyer Law Offices P.C. offer free consultations on all potential Arizona injury claims. We have a successful track record dealing with insurance companies on behalf of injured clients. Call us today at 602-978-6400 for a no-cost consultation.
Since there are so many injury lawyers in Tucson and throughout Arizona, it may seem difficult to find the best fit for your personal injury claim. Personal injury attorneys can be found in phonebooks, on the Internet, through television commercials, through radio commercials, and by other means. So often these lawyers claim to be the best Tucson, Arizona personal injury lawyer. Yet when a potential client comes to them asking about whether a Tucson personal injury lawyer will go to trial and provide information about whether they should pursue a claim, the ranks of the best Tucson injury lawyers thin considerably. Television and radio commercials provide very little real information about personal injury claims to the people who need it. For the remainder of Tucson, Phoenix, and other Arizona personal injury attorneys, how many of them will provide potential clients with the information they need so that they can decide for themselves whether their personal injury claim is worth pursuing?
We believe strongly that finding the best Arizona personal injury attorney involves more than just checking out the lawyer’s credentials. As experienced Arizona accident lawyers we are, of course, proud of our credentials, though we know from experience that finding the best injury attorney is finding one that fits well for you and your family.
For those who are looking for an Arizona attorney that will offer balanced advice, give straightforward answers, tell the truth about your claim, and give you actual information that will help you decide whether or not to proceed with your personal injury claim, you came to the right place. If you have been involved in an automobile accident that caused serious injuries and you are considering hiring a lawyer for your claim, please call us for more information. We will not give you a sales pitch, but will honestly evaluate your claim and tell you what we think will be in your best interests. That said, as experienced personal injury lawyers, we understand that only you can truly decide what is best for you and your family during this difficult time.
Tucson car accident attorneys deal regularly with insurance claims. For most Arizona personal injury attorneys, the majority of the work done on behalf of their clients involves dealing with insurance companies. Yet a good number of people who have been involved in an auto accident fail to understand the role an insurance company plays for the defendant in a Tucson personal injury case.
Insurance companies make a profit partly through minimizing how much they pay to someone who has been injured due to their insured driver’s negligence. Some people think they will be able to negotiate a fair settlement with the other driver’s insurance company without involving a lawyer. Yet it must be made clear that the insurance company for the other person is not required to act fairly. Usually they will do everything possible to ensure that the damages that they must pay are minimized.
Filing a claim with an insurance company is not the same as filing a lawsuit. The steps that need to be taken, the deadlines involved, and the interactions with the adverse party are different. Rules of evidence that apply in an Arizona personal injury trial do not apply to any negotiations that may take place with the insurance company.
It is almost always best when making an insurance claim for an accident that happened in Tucson, Phoenix, or elsewhere in Arizona to find the best car accident attorney you can find. You need answers that only a seasoned Arizona injury lawyer can provide about the process or filing a personal injury claim and also whether you really need a personal injury lawyer. For an honest evaluation of your injury claim, please contact us.
Many individuals who haven’t had to deal with an insurance company in the past feel like the company will treat them fairly. They don’t have any issues calling the negligent driver’s insurance company because they think they can handle the situation on their own. However, insurance companies are not in business to look out for the best interests of an injured victim; they are in business to make money and to show a profit to their shareholders. For that reason, an insurance company may try to twist the words of the injured victim in an attempt to weaken their insurance claim.
As Scottsdale personal injury lawyers, we understand that we’re not an independent, unbiased source. However, we’ve dealt with many insurance companies in the past and we’ve seen how they treat injured victims. That’s why we recommend anyone who has been badly injured in an accident in Scottsdale to contact an injury lawyer first, before contacting the insurance company.
If you’ve been injured in an accident, don’t make the mistake of contacting the insurance company directly. Please contact us first. The last thing you want to do is jeopardize the validity of your claim and the amount of compensation you could receive.
- Insurance companies don’t concentrate on making money; they are more focused on being fair to claimants.
- If someone they insure is at fault in an accident, the insurance company will always admit to that fault and will be happy to pay for any damages. They will never try to deny a claim nor will they ever put the blame on the victim.
- An insurance company won’t point to pre-existing conditions as a cause for the injuries instead of the accident. Nor will they hire nurses, doctors, and other expert witnesses in an attempt to duck responsibility.
- When shown proof of injuries, the insurance company will make the process of paying out compensation quick and easy for the victim. They feel like the injured person has already been through enough and don’t want to add to their burden.
- An insurance company will have no problem admitting to how much money they have available to compensate the injured victim for the personal injury claim. Nor will they deny any other insurance policies are held by the defendant that could help pay for the claim.
Obviously, we’re being pretty sarcastic with the five points above. Unfortunately, the reality of the situation is that an insurance company will go to great lengths in order to avoid paying out a personal injury claim – no matter how badly injured the victim is.
If you’ve been injured in an accident caused by a negligent party, please contact us. As Arizona accident lawyers, we will evaluate your case, answer your questions, and give you an honest assessment of all your legal options so you can make the right decision for you and your family.
In a situation where the insurance claim is being made for an injury that was not severe, it may make sense for people to do that without a lawyer after consulting with a lawyer and finding out what their rights are. However, for somebody who has suffered a life-altering injury, a severe injury, or for somebody who has lost a loved one, pursuing a claim against an insurance company and signing any paperwork whatsoever without first contacting the best Phoenix insurance claims lawyer they can find is almost always a mistake.
If you have any questions whatsoever about making an insurance claim, please call us. Even if you do not wish to retain a lawyer, make sure you get the answers you need so you make sure that you do not lose out on the ability to collect for all damages, all medical bills, and all lost wages. Do not sign a document that will later turn out to have devastating financial consequences because you trusted the insurance company would act as they should act. Do not trust the insurance company to be “honest” in every case and risk losing out on what you are entitled to as a matter of law when another driver has negligently caused an injury to you or a loved one.
When you call Breyer Law Offices, you can count on the fact that we will not just try to talk you into hiring us or any attorney. Instead, we are big believers in providing real answers to your questions. Yes, we will tell you the strengths that may exist in your insurance claim. However, we will also tell you any potential weaknesses we see in your case. Our Scottsdale car accident attorneys will make sure that we are “straight shooters” and that you can walk away from that conversation knowing that you understand what your options are so you can make the best possible decision for yourself and your family.
Very rarely will personal injury attorneys in Phoenix advise their clients or potential clients to give a recorded statement to the insurance company. In cases where a recorded statement may be appropriate, you should have your personal injury lawyer next to you in almost every situation.
Often, insurance companies will argue that a recorded statement is required. Yet there is no Arizona law that says an injury victim must make a recorded statement to the insurance company that caused the accident. This is more often a tactic that insurance companies use in an attempt to twist an injured person’s words, which they can later use against him or her.
I have often told people not to give a recorded statement. Some object, saying they are just going to tell the truth. We know that our clients will tell the truth, as they are required to by law. No good personal injury or other lawyer will be willing to work with you if you do not tell the truth. Yet those who have been in a serious accident that was not their fault should ask whether the insurance company will deal with them honestly, or whether they will find a way to use their words against them. One must ask oneself why, if all they want to do is know what happened in the accident, does the insurance company want a recorded statement. The insurance company could rather ask you to put it in writing. Finding out this way about an accident will not enable the insurance company to easily twist your words later, and will make it much less likely for an injured person to say something flippantly without thinking, something that can easily happen if under the influence of heavy painkillers. Those are just some of the disadvantages to giving recorded statements.
It is for these reasons that we strongly encourage anyone considering a personal injury claim not to make any sort of recorded statement or to have any direct communication with the insurance company without talking first with an experienced personal injury lawyer. You can consult an Arizona injury attorney, who will advise about your rights and guide you in the best way to pursue your personal injury claim. At Breyer Law Offices, P.C. we will readily take phone calls or answer e-mails for people with questions about a potential accident injury claim, and will offer an honest evaluation on the best way to move your personal injury claim forward so that you achieve the fairest result possible.
As a specialist in personal injury law, I’m very surprised by how often people are willing to trust the insurance company for the driver that caused the car accident before they will trust a lawyer that they hire. Or, to be more specific, they refuse to consider even hiring a lawyer and instead try to handle the case on their own and talk directly to the insurance company that is against them.
Now, let’s be very clear. I understand I am a personal injury lawyer. I understand that all I do is help people who are hurt. I therefore recognize the fact that I have a “bias” when I talk about the need to trust a personal injury lawyer before trusting the insurance company for the other side.
On the other hand, this is not about me and it’s not about my firm. Sure, we take great pride in the fight that we put up to help our clients. Yes, we know we are straightforward with our clients and we are honest with them so that they know what they are facing. We also have the experience to know how to protect our clients from making mistakes that will jeopardize their claim when they have every right to recover. However, it is not about our firm but about hiring any good, experienced, top-level personal injury lawyer before talking to the adverse insurance company. This is especially true with serious personal injury cases.
The adverse insurance company is not on your side. They are not supposed to be on your side. There are shareholders that are in effect owners of that insurance company that expect that insurance company to do whatever they can to save money. The money they save is at the expense of the person who has a very serious personal injury case. As a result, it is a mistake to expect the insurance company to be “fair” when that is not the job they are paid to do.
We strongly encourage anybody who has a serious personal injury or auto accident claim to talk to a good, honest Phoenix personal injury lawyer before they talk to the insurance company. The insurance company may twist your words against you. The insurance company may claim you said things that you never said. What we know for sure, even if the insurance company is not dishonest in any way, is that they do not have your interest at heart. They are concerned with their money not your rights.
Talk to a good lawyer. Get your questions answered. Then, and only then, consider whether it makes sense to talk to an insurance company that is likely to try to minimize the claim that you are making.
An uninsured claim can be made only when the person who caused an accident had no insurance coverage at all. Your own insurance policy may, however, cover what the other person’s insurance should have covered.
For example, let us say that you or someone you love was seriously hurt in a car accident in Chandler that someone else caused. The person who caused the accident should be responsible for paying medical expenses, lost income, pain, frustration, and all other damages resulting from the accident for which the injured party can claim compensation. What would happen, however, if the responsible party had not bothered to pay for insurance? Just because the responsible party did not have an insurance policy does not mean that the injured party is without recourse or cannot make a claim.
A Chandler, Arizona car accident victim may be compensated in such cases if he or she had uninsured motorist coverage in the same manner in which they would have been compensated had the negligent party had at fault insurance.
Underinsured motorist coverage deals with similar situations. It is utilized more frequently when serious injuries result from an automobile accident. Let us theorize that a negligent driver causes an accident resulting in a serious injury that costs a considerable amount of money to treat. Medical expenses in some cases are so high that the other person’s insurance does not cover all of the medical bills, leaving no money available to reimburse lost wages from being unable to work or for anything else the law allows compensation.
By contacting a top Chandler car accident lawyer, you will not only be able to learn what your case may be worth, but you will also find out if there is additional insurance coverage that was unknown. In cases of uninsured or underinsured motorist coverage, it may often require the services of an experienced personal injury trial lawyer to find the coverage that will allow full and fair compensation after a Chandler car accident that was not your fault.
