Medical payments coverage is a type of health coverage also known as “med-pay,” “personal injury protection (PIP),” or “economic loss protection benefits.” This coverage is meant to take care of practical expenditures brought on by needed medical and funeral services due to bodily injury resulting from an accident.
This kind of insurance is not required by Arizona law and only covers the insured driver and any passengers in the insured driver’s vehicle.
So, for instance, if a negligent driver injures you in a car accident, the other driver’s insurance company will not pay med-pay or PIP benefits. Only your own insurance policy can pay out these types of benefits to you.
There is a lot to think about after being involved in an auto accident in Arizona. If you’ve suffered injuries and believe that a negligent driver caused the accident, you may be able to seek compensation to help pay for expenses associated with your injuries and any property damage. Contact the experienced Phoenix personal injury lawyers at Breyer Law Offices, P.C., today for more information regarding your legal rights.
