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What Should I Do after a Chandler Car Accident if I Need Surgery but Do Not Have Health Insurance?

The best personal injury lawyers in Arizona care about their clients’ medical conditions. Even if a lawyer wins every case, yet ignores his or her clients’ medical prognosis, that lawyer is not among the best. Conversely, an inexperienced lawyer who fights to the end with every legal tool available to make certain that his or her client gets the best medical attention available, deserves significantly more credit.

A top injury lawyer will do more than just ensure that the legal claim is resolved. While the best personal injury attorneys will certainly make sure that their seriously injured clients receive the most compensation allowed under the law and protect their rights, they will also involve themselves in the medical aspect of the case when necessary.

The goal as far as medical care is concerned is to make sure that doctors do everything they can for the injured person. Many times, however, our clients do not have money to pay for required surgery. We understand that doctors do not work for free, nor do we think that they should, and hospitals too have a right to be paid. It is for this reason why many surgeries that are not emergencies will not be performed unless the doctors and hospitals who provide the care are somehow guaranteed payment. In situations like these, a person could live with a serious, painful, and debilitating medical condition because of a lack of funds.

Experienced Chandler personal injury lawyers can usually find excellent medical care in such cases. They can help find medical practitioners and medical facilities that will provide the needed care for their client without payment or health insurance. This is not free, however. The medical practitioners will put a lien on the case, which means that they are entitled to reimbursement once the case has been settled.

To learn more about how you can ensure that your medical bills are paid for after being in an accident caused by another person’s negligence, please get in touch with the attorneys at Breyer Law Offices, P.C. We have assisted injury victims for many years in obtaining full compensation for their injuries so that they can get the medical treatment they need. Call us today for a free, no-obligation consultation.

 

Paying for Medical Bills after a Car Accident

Some Phoenix personal injury lawyers help ensure that all medical expenses from car accidents resulting from the negligence of another party are paid. The negligent driver in any car accident case is legally responsible for paying any medical bills incurred due to the accident. It is very rare that the actual driver who caused the accident will pay these medical expenses. Rather, the reason Arizona state law requires people carry insurance is so that these medical bills can be paid and so that the person who caused the accident is not forced into bankruptcy. This allows the injured person also to collect compensation from an insurance company for legitimate medical expenditures related to any injury caused by the person the company insures.

The best Chandler injury attorneys will do everything possible to explain the various aspects concerning the payment of medical bills. Many people think that health insurance will not cover their medical expenses if they are involved in a car accident. This is usually not so. A person with health insurance should utilize their health insurance policy in order to receive the best health care possible. The fact that the liable party’s insurance company is required to pay these medical expenses can be worked out later with the help of a personal injury lawyer.

Arizona law takes into account what should happen when both the person who caused the accident and the person claiming damages have insurance. Both insurances are legally responsible for payment of medical bills for the person who is seriously injured in a car accident.

Breyer Law Offices will offer you honest answers about how to handle your health insurance or other medical requirements. We can show you the best way to try to work through any insurance issues and help make sure that you get fully compensated, your doctors are fully compensates, and that you receive the medical attention necessary to treat your injuries. Contact us today for more information regarding your specific situation.

 

Two Different Insurance Companies May Cover the Same Medical Bills

In our previous post, we discussed how Arizona law makes available several options for individuals who are injured in an auto accident in Arizona and have health insurance available to them. The most common possibility when a person is injured is that the injured person will realize the advantage of having two different insurance companies that are required to cover the same medical bills.

This course of action logically benefits the person who took the initiative to make sure they were properly insured in the first place. When this is the situation, the collateral source rule comes into play. When it pertains to a car accident case, this would mean that the insurance company for the at-fault driver must still pay all medical bills that are judged to be reasonably incurred as a result of injury suffered at the hands of their insured. At the same time, the injured party’s health insurance also bears the responsibility to cover those same bills. Since doctors do not need to be paid twice for their services, additional monies can often be used to help compensate the injury victim.

Although a well-insured motorist who is injured will likely have medical expenses paid accordingly, making sure that the doctors are properly paid and that all insurance contracts and laws are followed can be a very complicated task. That’s why hiring a top Peoria, AZ car accident lawyer is absolutely crucial for an accident victim who is trying to get the best possible medical care. Retaining a reliable attorney also ensures that victims are fully compensated for every aspect of their suffering as a result of the negligent driving of somebody else.

If you want honest answers to how you should handle health insurance in concert with additional insurance so your medical needs will be remunerated, do not hesitate to contact Breyer Law Offices today. We will give you an honest assessment regarding the best way to tackle your insurance issues so you can be sure you will be fully compensated, your doctors will be fully compensated, and you will get the excellent medical treatment you need to heal.

 

Learning More about Health Insurance Coverage and Auto Accident Claims

Arizona law provides various avenues for persons who are seriously injured in a car accident and have health insurance available to them. They may also make use of the insurance policy of the person who caused the incident. Under the law, both the injury victim’s health insurance and the negligent party’s insurance may be responsible for paying medical bills incurred following an accident.

In this type of situation, there are three possibilities that the law may allow. The possibility that applies depends on the circumstances of the case. On the one hand, the law could stipulate that, the presence of a health insurance policy notwithstanding, the health insurance provider does not have to pay the medical bills resulting from the accident. This rarely happens. The possibility that a judge will excuse a health insurer from paying anything is a common misconception that experienced Peoria, Arizona auto accident lawyers help to address. The reality is that filing a claim with a health insurance provider is almost always the first line of defense. Even if the policy includes the right to partial or even full reimbursement, using health insurance will almost always eliminate delays and afford the best possible care of all. Therefore, the possibility that a health insurance provider will completely escape responsibility for payment and should not be notified is a slim one at best.

Another possibility is that a judge rules that the insurance policy of the person who caused the accident is not responsible and does not have to pay medical expenses if the person who is injured is covered by health insurance. However, this would reward the insurance company of the person who is at fault purely merely because the person who was hurt paid for health insurance in advance. The law does not usually afford any such benefit to the at-fault party or insurance company.

To learn more about the most common option for having medical bills paid for after an auto accident, please read tomorrow’s post.

 

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Phoenix Personal Injury Attorney Disclaimer: The information offered by Breyer Law Offices and contained herein, regarding Arizona statutes and claimants' rights is general in scope and should not be construed to be formal legal advice, nor the formation of a lawyer or attorney client relationship. Any results set forth herein are based upon the facts of that particular case and do not represent a promise or guarantee. Please contact a Phoenix car accident lawyer or Phoenix wrongful death lawyer for a consultation on your particular legal matter. This web site is not intended to solicit clients for matters outside of the state of Arizona.

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Breyer Law Office Addresses: Avondale Personal Injury Lawyers - 12725 W. Indian School Road, Suite E-101, Avondale, Arizona 85323Tucson Personal Injury Lawyers - 2 East Congress St., Suite 900, Tucson, AZ 85701Phoenix Personal Injury Attorneys - 15715 S. 46th Street, Phoenix, Arizona 85048Mesa Personal Injury Law Firm - 3707 E. Southern Avenue, Mesa, AZ 85206Phoenix Personal Injury Lawyers - 2942 N. 24th St, Phoenix, AZ 85016

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