Insurance Bad Faith

Attorney Representation in Phoenix, Arizona Since 1996

Phoenix Personal Injury Attorney

An insurance bad faith claim occurs when an insurance company fails to honor what was stated in your contract with them. Bad faith cases can only be brought forth if they occur between you and your insurance company. If you are involved in a car accident and the other driver’s insurance fails to pay you for your expenses that is not bad faith because there is no contract between you and the other driver’s insurance company.

When an insurance company intentionally denies, fails to process, and fails to pay a claim without a reasonable cause for their action then a claim may be filed for insurance bad faith.

Any type of insurance can fall under a bad faith claim, policies such as: health, life, dental, homeowners and car insurance. Other instances where bad faith can occur would be if your insurance company failed to provide a defense for you as required should you be sued or if they failed to follow contractual procedures if there were a dispute to the amount of compensation they gave you under your own policy following an accident.

Skilled lawyers have drawn up contracts for insurance companies and have spent years litigating the terms of their contracts, contracts that are continually upgraded to adhere to new decisions made in appellate court. These contracts may seem simple to the consumer, but may have a special interpretation that the general public is not aware of. Because insurers make it their business to know how terms are defined by judges they carry the upper hand in creating polices and making it advantageous to their company to make a profit.

Insurance policies are written in invisible or implied language that is referred to as the promise of good faith and fair dealing. This promise is legally binding for an insurance company to act fairly towards their insurers in the handling and processing of their claims. Even if this clause in not in the policy, the judges will ready the policy as though it were there.

In all bad faith cases it is essential that measures be taken promptly to review all communication with the insurance company and investigate the insurance coverage in question before the statute of limitations expires. If you or a loved one is a victim of insurance company bad faith, call Breyer Law Offices now at 602-978-6400, 623-934-5400, 480-753-4534 or Espanol 602-222-8787 or CLICK HERE TO SUBMIT A SIMPLE CASE FORM. The initial consultation is free of charge, and if we agree to accept your case, we will work on a contingent fee basis, which means we get paid for our services only if there is a monetary award or recovery of funds. Don’t delay! You may have a valid claim and be entitled to compensation for your injuries.

<< back

The information offered by Breyer Law Offices and contained herein, regarding Arizona statutes and claimants' rights is general in scope. No attorney-client relationship with our attorneys is hereby formed nor is the personal injury information herein intended as formal legal advice. Please contact a lawyer regarding your specific inquiry.