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Do Insurance Companies Really Try to Deny Fair Settlements to Motorcycle Accident Victims?

By Breyer Law Offices on November 18, 2009

In the first of two blog posts addressing whether insurance companies really try to deny a fair settlement for victims of motorcycle accidents, we begin by saying that, yes, it’s true. The at fault driver and the insurance company will most likely do anything possible in order to try and deny your fair compensation for your Glendale motorcycle accident.

Many times, insurance companies will try and play games with the victims of a motorcycle accident or an auto accident. However, there are certain things that an insurance company will try to pull strictly on motorcyclists in an attempt to deny a personal injury claim. For that reason, it’s critically important to retain a skilled Glendale motorcycle accident attorney – one who knows the law pertaining to motorcycles inside and out.

So, how exactly will an insurance company try and deny your claim? Well, there are really a number of ways – and in fact, the ways are really too long to list here. That said, there are some things we’ve seen insurance companies do time and again in order to try and deny your claim for injuries and damages.

First of all, you’re probably already aware that under Arizona law, you don’t have to wear a helmet while driving a motorcycle as long as you are over the age of 18. So for most riders, it’s completely legal to ride a motorcycle and not wear a helmet. But there’s also a law on the Arizona books giving an insurance company the right to deny fair payment to the injured victim just because the victim was not wearing a helmet. So in a way, the law tricks motorcycle drivers who don’t know any better when it comes to wearing a helmet. Motorcyclists are allowed by law to not wear a helmet, and yet if they are involved and injured in a car accident, then they can be penalized for following the law – and their personal injury claim could be denied. This argument is allowed even if all the parties involved agree that the motorcyclist was not at fault in any way.

For more information on how some insurance companies will try to deny a fair settlement for victims of motorcycle collisions, please read Part Two of our series tomorrow.

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