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blog home Auto Insurance Can I Make a Claim Against a Driver Who Doesn’t Have Car Insurance? (Part 2)

Can I Make a Claim Against a Driver Who Doesn’t Have Car Insurance? (Part 2)

By The Husband and Wife Law Team on November 4, 2009

In our previous blog post, we began our discussion regarding what a person should do if they’ve been in an auto accident with a driver that claims to not have auto insurance. We continue that discussion by saying that the general lesson to be learned is that even if someone denies having coverage; don’t believe that it is true. Instead, hire a skilled Glendale Arizona car accident attorney – one who can help you investigate and uncover any insurance policies.

Unfortunately, there are cases where the driver has no insurance coverage at all. When you’re involved in a car accident with someone who doesn’t have insurance, you might be able to access compensation from your own car insurance policy. This coverage is called uninsured motorist coverage and its purpose is to provide protection in this exact situation where you’re involved in a car accident with someone who has no coverage. Compensation from your uninsured motorist coverage can be used to pay for medical bills and to compensate you for things like lost wages.

Unfortunately, though, many times we’ll see clients who are afraid to make a claim under their uninsured motorist coverage. That’s because they think they’re insurance company is going to raise their insurance premiums. But that’s simply not true. In fact, it’s illegal. Under the law in Arizona, insurance companies cannot raise a customer’s premium simply because that customer made an uninsured motorist claim.

The reality of the situation is that if you’re in a car accident with someone who doesn’t have any insurance, an uninsured motorist claim is the best way to receive compensation. Even better, if you’re in a friend’s car and get injured in an accident caused by someone without insurance, your uninsured motorist coverage should be able to provide protection and compensation.

If you’ve been in an auto accident in Glendale with someone who says they don’t have car insurance, it’s time to connect with an experienced personal injury attorney. Call the personal injury lawyers at Breyer Law Offices. We can help you uncover the negligent driver’s insurance policies and determine if you have uninsured or underinsured motorist coverage available. Call us today to schedule a free, no obligation consultation.

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Confidentially reviewed by Attorney Mark Breyer