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Should I Sign Paperwork the Insurance Company Sent Me After My Accident?

By The Husband and Wife Law Team on October 9, 2009

The short answer is no. The insurance company is not on your side – and you may be surprised to learn that it is not the role of the insurance company to be on your side. People who work at insurance companies have a job to do. That job involves making sure their employer is as profitable as possible.

Furthermore, many large insurance companies are publicly traded. That means they also have a responsibility to their shareholders to make a profit. Think of it this way, from the other side. If you invested your hard-earned money in buying stock from an insurance company, you’d want that insurance company to make money, so that you, in turn, could make money. You’d want that insurance company to do whatever it had to do – within the law – to turn a profit, even if that meant not playing “nice” all the time. The reality of the situation is that the insurance companies are accountable first to their shareholders.

With all that in mind, you may now understand why an insurance company is not on your side. They don’t hate you, or wish evil things upon you. They simply have a job to do and that job involves making money.

Therefore, if you do receive documents following a Mesa car accident from an insurance company, don’t sign them. The insurance company is not looking out for your best interest, nor are they trying to protect you, regardless of what they say. That doesn’t mean that the claim can never be filled out. It simply means that if you were involved in a serious accident, then you may want to consult with a skilled Mesa car accident attorney first. An experienced attorney can quickly tell you what to do so that you don’t negatively impact or weaken your case by signing insurance forms or making statements to your insurance company.

Here at Breyer Law Offices, we’ve seen just about every kind of insurance form from just about every insurance company that underwrites auto insurance in the State of Arizona. As a result, we know what questions are legitimate and which questions are disguised to look legitimate, but are really intended to weaken your argument. Furthermore, we know which documents you are required by law to sign and which documents you don’t have to sign.

You can count on insurance company adjustors to be well trained in how to minimize the amount of money they pay out. That’s why it’s so important for you to know and protect your rights in such instances. A qualified Mesa personal injury attorney can help you. They can ensure that your rights are protected and that you receive fair compensation from the insurance company.

If you’ve been seriously injured in a car accident in Mesa – or anywhere else in Arizona – and you have questions, please contact the personal injury attorneys at Breyer Law Offices today. We offer a free, no obligation initial consultation to discuss your case, review your options, and answer any questions you may have. Please call us today at 602-978-6400 to schedule a free case review or visit our main website at www.BreyerLaw.com for more information.

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Confidentially reviewed by Attorney Mark Breyer