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Two Different Insurance Companies May Cover the Same Medical Bills

By The Husband and Wife Law Team on December 23, 2009

In our previous post, we discussed how Arizona law makes available several options for individuals who are injured in an auto accident in Arizona and have health insurance available to them. The most common possibility when a person is injured is that the injured person will realize the advantage of having two different insurance companies that are required to cover the same medical bills.

This course of action logically benefits the person who took the initiative to make sure they were properly insured in the first place. When this is the situation, the collateral source rule comes into play. When it pertains to a car accident case, this would mean that the insurance company for the at-fault driver must still pay all medical bills that are judged to be reasonably incurred as a result of injury suffered at the hands of their insured. At the same time, the injured party’s health insurance also bears the responsibility to cover those same bills. Since doctors do not need to be paid twice for their services, additional monies can often be used to help compensate the injury victim.

Although a well-insured motorist who is injured will likely have medical expenses paid accordingly, making sure that the doctors are properly paid and that all insurance contracts and laws are followed can be a very complicated task. That’s why hiring a top Peoria, AZ car accident lawyer is absolutely crucial for an accident victim who is trying to get the best possible medical care. Retaining a reliable attorney also ensures that victims are fully compensated for every aspect of their suffering as a result of the negligent driving of somebody else.

If you want honest answers to how you should handle health insurance in concert with additional insurance so your medical needs will be remunerated, do not hesitate to contact Breyer Law Offices today. We will give you an honest assessment regarding the best way to tackle your insurance issues so you can be sure you will be fully compensated, your doctors will be fully compensated, and you will get the excellent medical treatment you need to heal.

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Confidentially reviewed by Attorney Mark Breyer