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glendale auto accident lawyers | Phoenix Personal Injury Law Blog

Injured by a Negligent Driver in a Car Accident, But Don’t Have Health Insurance? (Part 1)

By The Husband and Wife Law Team on November 6, 2009

Unfortunately, lack of health insurance is becoming a larger and larger problem for many people who have been injured in car accidents throughout Arizona and in the United States. With the state of the economy, people losing their jobs, and the cost of healthcare and health insurance on the rise, more and more people are losing their coverage or simply can’t afford to buy good health care coverage.

If you are injured in a car accident, the very first thing you should always do is seek medical care for your injuries immediately. If you’re in life threatening condition, the hospital will treat you regardless of whether you have health insurance or not. But if down the road you need surgery to treat the injuries that resulted from the car accident, and you don’t have medical insurance, what can you do?

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Can Statements I Make to the Insurance Company Hurt My Case?

By The Husband and Wife Law Team on November 5, 2009

If you do actually talk to an adjustor at your insurance company, please be aware that every statement you make could be used against you and opens the door for abuse. Through admissions against interest, also known as judicial admission, anything you say that is not to your benefit could be used to weaken your case in negotiations or in court.

Some aggressive insurance adjustors will even say that you admitted to them over the phone that you caused the accident – even if this is a lie. It’s shocking for people to hear this, but we’ve seen it happen before. And whether the statement is true or not, it will certainly hurt your chances for winning full compensation. Simply because you expected your insurance company to be as honest as you are, you must now deal with an issue that would never have come up otherwise. In addition to hurting the strength of your case, these kinds of issues will also prolong your case drastically – turning what might have lasted weeks or months into years.

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