insurance disputes | Phoenix Personal Injury Law Blog
If you do actually talk to an adjustor at your insurance company, please be aware that every statement you make could be used against you and opens the door for abuse. Through admissions against interest, also known as judicial admission, anything you say that is not to your benefit could be used to weaken your case in negotiations or in court.
Some aggressive insurance adjustors will even say that you admitted to them over the phone that you caused the accident – even if this is a lie. It’s shocking for people to hear this, but we’ve seen it happen before. And whether the statement is true or not, it will certainly hurt your chances for winning full compensation. Simply because you expected your insurance company to be as honest as you are, you must now deal with an issue that would never have come up otherwise. In addition to hurting the strength of your case, these kinds of issues will also prolong your case drastically – turning what might have lasted weeks or months into years.
In our previous blog post, we began our discussion regarding what a person should do if they’ve been in an auto accident with a driver that claims to not have auto insurance. We continue that discussion by saying that the general lesson to be learned is that even if someone denies having coverage; don’t believe that it is true. Instead, hire a skilled Glendale Arizona car accident attorney – one who can help you investigate and uncover any insurance policies.
Unfortunately, there are cases where the driver has no insurance coverage at all. When you’re involved in a car accident with someone who doesn’t have insurance, you might be able to access compensation from your own car insurance policy. This coverage is called uninsured motorist coverage and its purpose is to provide protection in this exact situation where you’re involved in a car accident with someone who has no coverage. Compensation from your uninsured motorist coverage can be used to pay for medical bills and to compensate you for things like lost wages.
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Confidentially reviewed by Attorney Mark Breyer