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mesa auto accident lawyer | Phoenix Personal Injury Law Blog

After a Mesa Car Accident, Who Pays for Medical Bills? (Part Two)

By The Husband and Wife Law Team on October 15, 2009

In our previous blog post, we discussed the legal matters surrounding how medical bills may be paid for after a car accident in Mesa takes place. Our discussion now turns to medical bills being covered by a combination of the two options initially discussed: negligent driver’s insurance and the injured victim’s health insurance.

Avenue #3: A Combination of the Two
The third avenue for paying for the medical bills that result from a car accident is a combination of health insurance and the at fault driver’s auto insurance. These types of cases are most beneficial to the injured victim because of a law called the “collateral source rule.” The collateral source rule prohibits the admission of evidence that the injured victim has been or will be compensated by some source other than the damages awarded against the defendant.

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After a Mesa Car Accident, Who Pays for Medical Bills? (Part One)

By The Husband and Wife Law Team on October 14, 2009

The simple answer is that it is the responsibility of the negligent driver to pay for medical bills caused by a car accident. That being said, there are generally three different avenues that injured victims can take in order to pay their medical bills. In the first of two blogs on the topic, we will be addressing the option of an injured victim’s health insurance and the option of the negligent driver’s insurance paying for medical bills after an auto accident in Mesa.

Avenue #1: Health Insurance
Many people think that there own health insurance is not applicable if they’ve been injured in a car accident, but this simply isn’t true. In fact, using health insurance is the first line of defense to pay for medical bills in many cases. That’s because your own health insurance is usually the fastest way to get the best possible care.

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Should I Sign Paperwork the Insurance Company Sent Me After My Accident?

By The Husband and Wife Law Team on October 9, 2009

The short answer is no. The insurance company is not on your side – and you may be surprised to learn that it is not the role of the insurance company to be on your side. People who work at insurance companies have a job to do. That job involves making sure their employer is as profitable as possible.

Furthermore, many large insurance companies are publicly traded. That means they also have a responsibility to their shareholders to make a profit. Think of it this way, from the other side. If you invested your hard-earned money in buying stock from an insurance company, you’d want that insurance company to make money, so that you, in turn, could make money. You’d want that insurance company to do whatever it had to do – within the law – to turn a profit, even if that meant not playing “nice” all the time. The reality of the situation is that the insurance companies are accountable first to their shareholders.

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