Phoenix Uber, Lyft, & Rideshare Car Accident Attorneys
Car Crashes Involving Uber, Lyft, and More
Ridesharing services such as Uber and Lyft have been getting a lot of attention in the media lately. Companies like Uber and Lyft use Smartphone apps to connect people on the road with people looking for a ride. You open the app, drop a pin on your location, and a near-by driver responds, picking you up and taking you where you need to go. These ridesharing services are really just taxi services with a technological twist. And without the regulations to make sure passengers are safe.
Rideshare services are becoming very popular all over Arizona. These services are available to everyone with a Smartphones, which 80% of adults have. In a city with a lot of traffic like Phoenix, more and more people are going car-free. But, Uber or Lyft drivers aren't professionals. What happens when they get into accidents? Who is liable? Questions like this can only be answered by experienced car accident attorneys in Phoenix. The Husband & Wife Law Team can help.
How Ridesharing Services Work in Phoenix
To understand the risks associated with ridesharing, you should know the difference between them and traditional taxi services.
Someone who needs a ride uses the Uber or Lyft mobile app and contacts an independent driver who is near. The driver picks the person up and takes them to their destination. After the person gets dropped off, drivers log the trip into the app. The fare is handled completely through the app, with the driver usually getting 80% of the fare. It's actually very easy and convenient.
The important part of how ridesharing works are the words "independent driver." When you call for a cab, you know the driver is an employee of a licensed taxi company that's fully insured in case of an accident. Rideshare companies hire drivers on what's basically the same as an independent contractor basis. Drivers are responsible for providing the car and use their own personal auto insurance coverage.
By working this way, Uber and Lyft are able to keep overhead costs low and be successful. Unfortunately, this system leaves passengers, other drivers and pedestrians sharing the road with these rideshare drivers in a tough spot if there's an accident.
Insurance Issues with Rideshare Services in Phoenix
It can be difficult to be sure that rideshare drivers are safe and responsible behind the wheel. Uber checks out the driving history of all its applicants and Lyft sends a representative to give a driving test for all potential employees. Uber requires its drivers to have an insurance policy of at least $1 million. As soon as the driver agrees to a trip with an Uber customer, the $1 million liability coverage kicks in. Lyft has similar rules about insurance coverage. The difference between the two is that the coverage terms for Uber apply in all 50 states, while Lyft's apply everywhere but New York. Despite how much rideshare companies try to hire safe drivers, accidents still happen.
Uber and Lyft Have the Same Basic Rules About Insurance Coverage
- If an accident happens when the rideshare company's mobile app is off, only the driver's personal auto insurance is responsible. The company won't cover any damages that happen when the app is off.
- If an accident happens when the rideshare company's mobile app is on, the driver's personal insurance and the company's contingent liability coverage will cover damages.
- If an accident happens during the ride, the rideshare company's commercial insurance applies.
If you're in an accident with a rideshare vehicle that is driving a client, you're eligible to get financial compensation from both the driver's personal auto insurance and the rideshare company's commercial insurance. If you are a passenger in a rideshare vehicle and you are in an accident, you may also be eligible to receive compensation from the driver's personal auto insurance and the commercial policy as well.
Damages From Rideshare Accidents in Phoenix
If you're involved in accident with an Uber or Lyft driver, you can get financial compensation for your damages. Victims of accidents can get paid for the following types of damages:
- Medical expenses (present and future)
- Physical therapy expenses
- Property damage
- Loss of income
- Loss of future earning capacity in case of a disability
- Pain and suffering and emotional trauma
Phoenix Uber, Lyft, & Rideshare Car Accident Lawyers at The Husband & Wife Law Team Can Help
When you use a service like Uber or Lyft, your driver and that company have a duty to keep you safe. If they don't live up to that duty and you're injured in an accident, it only makes sense that you file a claim to hold them and the company they drive for responsible. To learn more about how we can help if you or someone you love have been in an accident with a rideshare driver, contact Breyer Law Offices, P.C. today. The Phoenix rideshare car accident attorneys at the Husband & Wife Law Team are ready to answer all your questions.