After suffering an injury, you will have to file a demand letter to the insurance provider of the at-fault party. Once they receive the letter, the negotiation process will begin. During the first call, you will discuss with the insurance adjuster the key points of your case. The adjuster may make you a low settlement offer and you will have to decide whether to accept the offer or negotiate for something better.
It may take a quite a bit of time and effort to get to a number that you feel is fair. Do not jump at the first offer and make the adjuster justify his or her low offer. If you are offered a settlement that covers all of your current and future losses related to the accident, it may be advisable to get the settlement in writing. If, however, you are not getting the support you need, you may want to consider retaining the services of an experienced personal injury lawyer who has a successful track record fighting insurance companies on behalf of injured victims and their families.
If you only sustained minor injuries and the insurance of the at-fault party offers you fair compensation, you probably won't need an attorney to help you complete the claim process. There are, however, many personal injury cases that require the counsel of a knowledgeable lawyer. Make sure you seek help if:
- An insurance company refuses to make you a fair offer. Regardless of how you were injured, the at-fault party's insurance provider may deny your claim outright.
- You suffered severe injuries. The severity of your injuries is directly tied to the amount of compensation you will receive. To save money, insurance companies will utilize various techniques to prevent seriously injured victims from receiving fair compensation. You may need help securing support for your future losses and your noneconomic losses, such as pain and suffering.
No matter how you were injured, there are steps you can take to protect your best interests. Make sure you file a report as soon as your accident takes place. Obtain a copy of the report. Take photographs of the accident scene and of your injuries. Talk to individuals who may have seen the incident occur. Eyewitness testimony can be invaluable to a personal injury claim. Obtain medical attention and treatment right away. This increases your chances for a speedy and complete recovery.
The knowledgeable personal injury attorneys at The Husband & Wife Law Team understand the struggles injured victims and their families go through after an accident. We help injured victims obtain compensation for damages such as medical expenses, lost wages, hospitalization, rehabilitation, pain and suffering, and emotional distress. If you or a loved one has been injured due to someone else's negligence or wrongdoing, please contact our Las Vegas office at (702) 380-8000 for a free and comprehensive consultation and case evaluation.
- I Was Hurt on a College Campus – What Now?
- Who Is Responsible for Store-Robbery Injuries? (You May Be Surprised)
- Lane Splitting in Las Vegas – How to Ride Safely Down the Strip