Airbnb Injury Lawyers in Phoenix
Were You Injured in a Vacation Rental Property?
Airbnbs have become very popular among snowbirds looking to escape the winter months in their home states. Vacation rentals are a great way to enjoy the comforts of home, such as a kitchen or a private backyard, while basking in the Arizona sunshine. However, injuries still happen within these types of properties. So, who’s responsible when they do?
Airbnbs are properties rented out through the Airbnb app by homeowners or renters for a specific duration of time. These properties, and property owners, are protected by Airbnb’s liability coverage – but only those who signed up on Airbnb’s site to rent out their home. Airbnb provides up to $1 million in liability coverage, which will apply when a guest has been injured in an Airbnb property.
There are several exclusions in the Airbnb Host Policy. These include intentional acts such as assault or battery, loss of earnings, acts of terrorism, and product liability, to name just a few. Due to these exclusions, the Airbnb host himself may sometimes be responsible for renter’s injuries. For example, if the property owner did not ensure he had working locks on the outside doors of a rental and a criminal broke in and assaulted the guest, the host may be civilly liable to the victim.
Vacation Rental Property and Liability
When someone gets hurt in a private vacation rental, the property owner could be liable for paying the bills. Under Arizona’s premises liability laws, property owners need to ensure their property is safe for invited guests. For example, if a guest tripped and fell because of a rotten step or unmarked hole in the floor, the property owner would probably be liable for not fixing a foreseeable hazard.
If the guests themselves are arguably negligent, it may reduce the amount of compensation they receive. For example, a vacation property may have a pool in the backyard. If one of the guests dove into the pool in the shallow end, hitting his head and sustaining a spinal injury, the property owner may only be partly liable for this injury, as the guest should have known the water was not deep enough for diving. If a child is injured, the adults may be negligent for not providing proper supervision.
Insurance Issues with Vacation Rental Injuries
When someone is injured on a vacation property, whether it’s an Airbnb or a private rental, insurance issues will always be a part of the case. There may be insurance provided by Airbnb, or a homeowners insurance policy to negotiate. Insurance companies are in the business of making money. When they have to pay out large settlements for injuries, that cuts into their profits. To prevent this from happening, insurance companies will often offer small and unfair settlements, or deny the claim altogether.
This is why it’s so important for anyone injured in an Airbnb or vacation rental to speak to a Phoenix personal injury lawyer as soon as possible. An attorney will know if a settlement offer is fair, and advise you on whether or not you should agree to it.
If you have been injured, call Breyer Law Offices, P.C., today at (602) 267-1280. We will review your case, determine who was responsible for the injury, and hold them liable for paying compensation. Being hurt while on vacation is no fun, but we can help. Call us today so we can begin discussing your case.